Mortgage Calculator & Advisor
Analyze mortgage options and calculate affordability.
Prompt (feel free to adjust it):
Help me understand my mortgage options. I'm looking at a [HOME PRICE] home with [DOWN PAYMENT]% down payment. My annual income is [AMOUNT] and monthly debts are [AMOUNT]. Compare 15-year vs 30-year mortgages, calculate monthly payments including PMI/taxes/insurance, determine if I should pay points, and analyze the total cost of each option. Include affordability assessment.
Use Cases
- Home purchase planning
- Mortgage comparison
- Affordability assessment
- Loan optimization